Fast and Affordable: Top Bikes Under 2 Lakh in India

The Indian two-wheeler market offers a wide array of choices catering to different riding styles, preferences, and budgets. For those seeking a perfect combination of performance, style, and affordability, bikes under 2 lakh present a compelling option. Whether you are a daily commuter, an adventure seeker, or someone with a passion for long rides, there's a bike in this segment that's just right for you.
 

Read this blog and learn about the top bikes under 2 lakh in India and the major factors to consider when making your choice.


Best Bikes Under 2 Lakh
 

Here is a list of the best bikes under 2 lakh in India from Bajaj and KTM:


Commuter Bikes
 

  • Bajaj Platina 110: Known for its robust build and high fuel efficiency, the Bajaj Platina 110 is an ideal choice for daily commuters. Its comfortable seating and low maintenance make it popular among city riders.

  • Bajaj CT 110: This bike is well-regarded for affordability and fuel efficiency. It's perfect for riders seeking a practical, cost-effective commuting solution.


Sporty Bikes
 

  • Bajaj Pulsar NS200: A performance-focused bike, the Pulsar NS200 offers a thrilling riding experience with aggressive styling and a powerful engine, making it perfect for speed enthusiasts.

  • KTM 200 Duke: The KTM 200 Duke is lightweight and agile, designed for riders who want an engaging, sporty experience. Its design and powerful engine make it ideal for city riding and weekend trips.


Cruiser Bikes
 

  • Bajaj Avenger 160 Street: The Avenger 160 Street provides a relaxed riding position and comfortable ergonomics, perfect for those who love cruising around the city.

  • Bajaj Avenger 220 Cruise: Designed for longer rides, the Avenger 220 Cruise combines classic cruiser styling with a comfortable, low seating position for extended journeys.


Adventure Tourers
 

  • KTM 250 Adventure: The KTM 250 Adventure is built for exploration, with rugged design elements and the capability to tackle a variety of terrains. It's perfect for riders who enjoy both city and adventure rides.


Product Specifications
 

Bike Model Engine Capacity Power Output Torque Mileage (Approx) Key Features
Bajaj Platina 110 115 cc 8.6 PS 9.81 Nm 70-80 km/l Comfortable seating, high fuel efficiency
Bajaj CT 110 115 cc 8.6 PS 9.81 Nm 70-80 km/l Simple design, cost-effective
Bajaj Pulsar NS200 199.5 cc 24.5 PS 18.5 Nm 35-40 km/l Aggressive styling, powerful performance
KTM 200 Duke 199.5 cc 25 PS 19.2 Nm 35 km/l Lightweight, sporty handling
Bajaj Avenger 160 160 cc 15 PS 13.7 Nm 45-50 km/l Cruiser style, comfortable for long rides
Bajaj Avenger 220 220 cc 19 PS 17.5 Nm 40 km/l Classic cruiser, relaxed seating position
KTM 250 Adventure 248.8 cc 30 PS 24 Nm 35 km/l Off-road capability, rugged design


Read more - Top 5 Best Streetfighter Bikes in India


Key Factors to Consider When Choosing a Bike
 

When selecting a bike under ₹2 lakh, consider these factors to ensure it aligns with your riding needs:
 

  • Purpose: Decide on the bike's primary use—commuting, weekend rides, or a combination. This will guide you in choosing the right model.
     

  • Engine Capacity: A higher engine capacity may boost performance but could affect fuel efficiency. Select an engine size that matches your riding style.
     

  • Features: Look for features that are essential to you, such as ABS, digital instrument clusters, and LED lighting.
     

  • Comfort: Consider ergonomics, seat height, and suspension, as these contribute significantly to riding comfort, especially for longer rides.
     

  • Mileage: Opt for a bike with good fuel efficiency if you're focused on minimizing daily running costs.


Financing Your Dream Bike with Bajaj Auto Credit
 

If you've found the perfect bike under ₹2 lakh but are concerned about the upfront cost, Bajaj AutoCredit offers two-wheeler loans to help you finance your purchase. Here's how to apply:
 

  1. Check Your Eligibility: Verify your two-wheeler loan eligibility based on criteria like age, income, and credit score. Bajaj AutoCredit has flexible terms that accommodate a wide range of applicants.
     

  2. Gather Required Documents: Prepare identity proof, address proof, income proof, and bank statements to streamline your application.
     

  3. Compare Interest Rates: Bajaj AutoCredit is known for competitive interest rates, so compare lenders to find the best terms.
     

  4. Submit Your Application: Complete the application with accurate details and submit it online or at a Bajaj AutoCredit branch.
     

  5. Plan Your Budget with the EMI Calculator: Use the EMI calculator to estimate monthly payments, helping you select a loan amount that fits your budget.
     

Conclusion
 

Choosing the best bike under ₹2 lakh depends on balancing performance, comfort, and budget. With BACL financing options, owning a high-performance Bajaj or KTM bike is more attainable. Test ride various models if possible, and consider factors like after-sales support and parts availability before finalizing your purchase.