When you buy a new bike, you’ll often hear about the term “RC”, but what does it stand for, and why is it important? If you don’t have an idea of what is RC in vehicle, then the Registration Certificate (RC) is a crucial document proving your bike is registered with the transport authorities. This certificate confirms your ownership and includes important details about your bike. An RC is essential for insurance claims, helps if your bike gets stolen, and is required if you decide to sell your bike. Want to know more? Let’s take a look at this post to learn more about it.
What is RC in Vehicles?
The RC, or Registration Certificate, is an official document issued by the Regional Transport Office (RTO) that certifies your vehicle is registered under the Motor Vehicles Act of 1988. Here’s why it’s essential:
- Legally Recognized Proof of Vehicle Ownership: The RC proves that you are the legal owner of the vehicle, which is important when selling or transferring the bike.
- Mandatory for On-Road Use: A valid RC is required for riding a bike legally on the road, and driving without one can result in penalties.
- Required for Insurance and Claims: Insurers require a copy of your RC to process any claims related to your bike.
The Main Components of an RC
An RC contains several things that are important for identifying the vehicle and its owner, and that includes -
- Vehicle Details: This includes the bike’s make, model, colour, and engine number.
- Owner Information: The registered owner's name, address, and contact details are listed.
- Registration Date and Validity: The date of registration and the expiry date, after which the vehicle needs to be re-registered.
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Types of Bike Registration Certificate
In India, bike registration certificates come in two types:
Temporary Registration Certificate
Upon purchasing a new bike, the dealer provides a temporary registration number. This provisional certificate is valid for only one month. It’s essential to complete the permanent registration process at your local RTO within this timeframe to ensure your bike is legally registered.
Permanent Registration Certificate
This is the official, long-term registration number issued by the RTO. Once obtained, the permanent registration number must be displayed on your bike's number plate for as long as you own the vehicle.
Documents required to obtain an RC
To apply for a Registration Certificate (RC), you must provide a set of documents to your local RTO. Here’s what you need to submit:
- Proof of identity
- Vehicle purchase invoice
- Copy of insurance
- PAN card
- Temporary registration issued by the dealer
- Receipt of registration fees
In addition to these documents, you will also need to complete and submit the following forms:
- Form 20
- Form 22
- Form 22-A
- Form 21
- Form 34
How to Apply for an RC?
Applying for an RC is a straightforward process, but it requires attention to detail to ensure all information is accurate. Let’s have a look:
- Visit Your Local RTO: If you are purchasing a new bike, you must go to the RTO with jurisdiction over your area. The dealer often handles this process.
- Submit the Necessary Documents: You must provide proof of identity, address, and vehicle insurance. Additionally, the dealer's invoice and the vehicle’s roadworthiness certificate must be submitted.
- Pay the Registration Fee: The fee varies depending on the type of vehicle and the state in which you are registering. Most bikes range from INR 300 to INR 1,500.
- Receive Your RC: Once all documents are verified and the fees are paid, the RTO will issue your RC, typically within a few days.
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How To Renew and Update Your RC?
Once you receive an RC, it needs to be renewed and updated. Let’s get know-how:
- Renewal: An RC is generally valid for 15 years from the issue date and needs to be renewed every five years after that.
- Updating Information: If you move to a new address or if your bike undergoes any modifications, you must update your RC. This involves applying your RTO with proof of the changes.
Why Keeping Your RC Updated Is Important?
Maintaining an up-to-date RC is extremely important for several reasons such as:
- Legal Compliance: It ensures that all your bike’s information is accurate and updated per legal requirements, helping you avoid fines or penalties during random checks or accidents.
- Ease of Transfer: An updated RC facilitates smoother processes when selling your bike or transferring ownership.
- Insurance Claims: An updated RC is often required to process insurance claims without issues.
- Avoiding Legal Issues: An expired or incorrect RC can lead to legal complications, especially during routine traffic checks or if you are involved in an accident.
- Financial Transactions: An updated RC is necessary to validate the transaction if you use your bike as collateral for a loan.
- Peace of Mind: Knowing that all your vehicle documents are in order allows you to ride stress-free without worrying about legal or administrative issues.
If you plan to finance your bike, consider taking a Two-wheeler Loan from Bajaj Auto Credit. Start by understanding the two-wheeler loan eligibility criteria. Ensure you are of legal age to seek a loan. Gather necessary documents like your ID, address proof, and income proof. Ensure you understand all loan terms, including interest rates, repayment schedule, and additional fees. You can secure a loan that fits your financial situation and enjoy your new bike without stress by doing thorough research and preparation.
